Banco San Juan... 55 years of fulfilling dreams Philipine Star September 12, 2008 Special Edition

BSJ recently unveiled the new modernized look of its Makati Business Center. The bank renovated its Makati Main Office Branch site and expanded its office area to accommodate the needs of its growing bank depositors and loan clients. The expansion was undertaken for the comfort and convenience of its clients in transacting business with the bank.

Banco San Juan recently signed a Memorandum of Agreement with PNB allowing the pay-out of remittance proceeds through any of its 30 branches in Luzon.
Seated from Left to Right: Rodel Bicol-FVP Group Head of International Banking and Overseas Remittance Sector, Omar Byron Mier-PNB President and CEO, Jobel Chua-BSJ President and Jesus Chua-BSJ Chairman Emeritus.

Banco San Juan recently opened its Tarlac Metrotown branch along MacArthur Highway corner Juan Luna St. in Tarlac City to further improve service convenience to Tarlaqueños and strengthen its presence in the province.












































Banco San Juan is the biggest bank in Tarlac with ten business centers in the province. The bank also has points of presence in Moncada, Gerona, Paniqui, Victoria, Camiling, Tarlac, Capas, Concepcion and Bamban.

Banco San Juan recently opened its newly renovated branch along MacArthur Highway, Dau, Mabalacat Pampanga to further improve its service delivery to Kapampangans. Currently, out of BSJ’s 30 strategically located branch network, four business centers are located in Pampanga. The other Pampanga business centers are located in San Pedro 1 (Magalang), Marimar Bldg., Jake Gonzalez Blvd. CM Recto (Angeles) and Plaza Garcia Bldg., Gemsville Dolores (San Fernando).

Banco San Juan recently signed an agreement with DBP accrediting the bank as partner institution under its DBP EC Remit Program. Under the agreement, remittances coursed through the EC Remit Program can be credited to the beneficiaries' accounts with Banco San Juan. Remittances may also be claimed over the counter via the DBP EC Pick Up Service at any of the 30 branches of Banco San Juan. From left to right are DBP's AVP Joselito Penaflor, SVP Articer Quebal, Banco San Juan President Jobel Chua and Management Support Group Head Carolyn Chua.

Banco San Juan (BSJ) renovates its Bamban branch to further offer convenience to its clients. Currently, out of BSJ’s 30 strategically located branch network, ten business centers are located in Tarlac province. Aside from Bamban, the other Tarlac BSJ business centers offering innovative financial products and services to Tarlaqueños are located in Capas, Concepcion, Tarlac City, La Paz, Gerona, Victoria, Paniqui, Moncada and Camiling

Banco San Juan (BSJ) further enhanced its 3-in-1 Premium Business Account (PBA) product by giving their clients bonus interest rates as they maintain higher average deposit balance with their PBA account. True to its objective to pioneer innovations in the industry, the bank through this truly one of a kind product, not only allows clients the convenience of having a checking account, accessibility to their account through any of the BancNet, Megalink and ExpressNet ATMs nationwide, but also the value of earning higher interest which can go up to double that of their regular savings rate depending on the average balance they maintain. The primary target customers are the bank’s business clients managing their own small businesses as well as professionals who appreciate convenience in managing their accounts. Minimum deposit requirement is P5,000 for individual accounts and P10,000 for corporate accounts.

Banco San Juan (BSJ) installs another ATM in its Capas Branch to further improve convenience to its ATM customers. Taking the convenience of its clients as top priority, BSJ installed another Automated Teller Machine (ATM) in its Capas branch in order to shorten customers’ queuing time. With its Capas branch currently ranked one of the top 3 ATM among all BancNet ATMs installed in the province of Tarlac in terms of transaction volume, BSJ expects to make and keep the top post with this move. With most of the majority stockholders coming from Tarlac, and the area being one of BSJ’s stronghold and bailiwick, where the bank’s business expanded, grew and flourished, delighting Tarlaquenos through innovative products and quality service is always first concern. Banco San Juan constantly pioneers the innovation in its industry. It is the first and only rural bank member of BancNet

Banco San Juan (BSJ) relocates its Tagaytay branch to the City’s newly declared Financial District in line with its plan to upgrade and refurbish its business centers. BSJ has opened for business in their new corporate address in Tagaytay at Bo. Maitim, Km 55 Silang Crossing East, Tagaytay City along the Rotunda. The opening of BSJ’s Tagaytay Branch headed by its Branch Manager, Ms. Rizza Egualada and her officers and staff was well attended. The simple opening rights was officiated by Rev. Serge Arenga. In attendance were valued clients and distinguished guests notably, Mr. Bayani Austria, Atty & Mrs Isaac Tolentino, Yoly Marasigan, Emelita Amparo, Mr & Mrs Silverio Loyola, Mr. Rodolfo Ancheta, Atty Billy Sumagui and company. Also present to support the branch opening were Branch Banking Group Head Ms. Sally Fabito, Area Head Chat Umali and other BSJ Branch Managers in nearby Bacoor and Imus Cavite BSJ branches. Banco San Juan has been operating since 1953 and is the first and only rural bank member of BancNet, pioneering innovations in the rural banking industry.

Banco San Juan recently launched 2 more innovative products for its clients, the BSJ Student Saver’s Account and the BSJ e-Cash just months after the bank launched its Premium Business Account, a checking account, savings account and ATM account all in one.  The deposit products are another first for rural banking clients as BSJ continues its objective to pioneer innovations in rural banks to raise the level of service expectation. 

With the desire of Banco San Juan to instill in the mind of children the value of saving for the future and encourage them to start early, the bank launched last July 1, 2005 the Student Saver’s Account (SSA).  The SSA is an ATM based account, where students below 18 years of age can earn bonus interest at the end of each month over and above the regular savings rate if they meet the bank deposit requirement.  In addition to the SSA, BSJ is also proud to announce the launch of the BSJ e-Cash card which targets non-traditional banking clients.  The BSJ e-Cash allows clients to purchase and store cash value in an e-Cash card without requiring the client to maintain an account with the bank.  BSJ e-Cash allows the client convenience in accessing their cash through any 3500 BancNet and Megalink ATMs nationwide, make fund transfers, easy reloading and cashless shopping at any BancNet accredited merchants through Point of Sale terminals. 

To avail of these new innovative products, contact or visit any of the 30 BSJ branches in Luzon.

Banco San Juan is happy to announce that it has reached another milestone in its history, as it has now breached the 1 billion peso mark in terms of resources as of April 2005.  This was achieved through the concerted effort of the Bank’s officers and staff and the introduction of innovative and customer oriented loan and deposit products as well as aggressive marketing of its services.  To all our clients, we thank all of you for your continued trust, support and patronage!!!

Consonant to its mission of making banking convenient to its clientele, Banco San Juan relocates its branch in Pasig City to the newly opened Liana’s Supermarket and Department Store at the 2^nd floor, Caruncho Ave., Pasig City, just fronting the Mutya ng Pasig Public Market last June 16, 2005.  The relocation was a welcome news for its current clients who mostly are located in the sprawling public market.    

To inquire how BSJ can help you with your banking requirements and growing business needs, BSJ’s Pasig branch can be reached at (02)643-4525 and 641-8213

On June 1, 2005, Banco San Juan (BSJ) opens its branch in Quezon City to service the needs of the clientele in Quezon City with address at Delta Building, West Avenue, corner Quezon Avenue.  At first thought, one might ask what is a rural bank doing in Quezon City with all the big banks surrounding it.  Banco San Juan president Mr. Jobel Chua believes there is a huge opportunity for the bank in Quezon City.  “BSJ need not directly compete with but rather complement the existing banks in the area.  Commercial banks are in a sense our partners since we have depository arrangements with big universal and commercial banks.  In addition, we complement them since we offer products that they don’t offer, and service a market segment they don’t target.” 

Banco San Juan has been operating since 1953 and is the first and only rural bank member of BancNet, pioneering innovations in the rural banking industry. 

To experience our brand of customer service or inquire how Banco San Juan can service your needs, please call telephone numbers (02)376-3220 to 21 and talk to our customer relations officer or visit us at any of our 30 branches in Luzon.

Banco San Juan (BSJ), a rural bank with 30 branches in Luzon launched its 3-in-1 Premium Business Account (PBA) product recently.  It allows clients the convenience of having a checking account earn interest like a regular savings account, with access to the 3,500 BancNet and Megalink ATMs nationwide.  The primary target customers are the bank’s business clients managing their own small businesses as well as professionals who appreciate convenience in managing their accounts.  Minimum deposit requirement is P5,000 for individual accounts and P10,000 for corporate accounts.  BSJ is the first rural bank to join BancNet.  “Our bank’s vision is to prove that rural banks need not mean small and vulnerable but something promising and realizable.  We are hard at work in raising the level of our service standards.  We will continue to launch new innovative products this year and we are very excited to let our clients experience the POWER of Rural Banking,” BSJ president Jobel Chua said.

On the occasion of BANCO SAN JUAN’s (BSJ) 50th anniversary celebration, BSJ has achieved another FIRST in Rural Banking history, in its continuing effort to be of better service to its growing clientele.

In partnership with BANCNET, Inc., the largest ATM consortium composed of several of the top universal and commercial banks in the country, Banco San Juan is the first and only Rural Bank to become a member of Bancnet or any other ATM consortium in the country.

Its clients now truly experience the Power of Rural Banking as Banco San Juan started to offer Day and Night Automated Teller Machine (ATM) Services last September 12, 2003, when the bank commemorated its 50th anniversary. With its network of 30 branches, its membership in the Bancnet consortium surely makes it the Country’s Rural Bank with the widest reach, as clients can now access their accounts anytime and anywhere in the country, where there are BancNet or Megalink ATMs.

In line with its motto, Kidlat Serbisyo, Kaibigang Totoo, clients can now experience the value and convenience of 24 hours, 7 days a week, 365 days a year real time banking services. Customers can inquire their balances and withdraw cash anytime of the day. They can likewise make cash advance transactions from all BSJ and BancNet ATMs, using their Credit Cards as well as have the convenience of changing their Personal Identification Number (PIN) or requesting for printout of their Statement of Accounts.

BSJ’s Kidlat Kard would soon let clients pay their bills at any BSJ Kidlateller ATMs and over 3,500 other BancNet and Megalink ATMs nationwide through the Bills Payment Facility at no extra fees. Valued clients can now do away with long queues to transact or pay over the counter, and avoid overdue payments on utility bills. Clients can soon experience the convenience of cashless shopping at any BancNet Point-of-Sale terminals located in supermarkets, department stores, convenience stores and other business establishments as BSJ’s KIDLAT KARD would be good as cash with no interest and extra charges. Customers can buy prepaid phone loads and internet prepaid loads, reorder checkbooks without going to the branch where they maintain their account, as well as experience the convenience of making fund transfers from their account in BSJ to any other accounts, whether BSJ’s or other BancNet member bank accounts, through the IBFT (Inter-Bank Fund Transfer) Facility.

BSJ has invested heavily in upgrading its IT infrastructure, in Automated Teller Machines (ATMs) as well as security hardware and software in order to effectively deliver this value added and secured service. In fact, BSJ’s ATMs and Security Hardwares are already compliant and ready for the new EPP, EMV, and Triple-Data Encryption Standard (DES) security and technology requirements, which are expected to be required standards by 2004-2005. BSJ is working double time to raise the standard of service of rural banks and plans to offer a new line of non-traditional products that would delight and surprise its customers. Its corporate mission is truly to help the ordinary Filipino fulfill his Dreams.
 

TARLAC CITY - Banco San Juan took center-stage last month, as its directors, officers, stockholders and employees, together with its legions of clients, kicked-off a year-long celebration to commemorate the bank's founding in 1953. The festivities will reach their climax on September 12, 2003, when the Bank celebrates its 50 years of highly eventful and competitive existence in the Philippine banking industry scene.

Banco San Juan has become synonymous with banking. With 30 Banco San Juan Business Centers established in various strategic locations in Metro Manila, Southern Luzon, Regions 1 and 3, where its presence is underscored by its 21 branches, the bank has gained the distinction of being the “biggest rural bank in its class.” By the end of 1990, BSJ ranked 3rd among the then 814 rural banks throughout the country, and in the first quarter of 1991, it advanced to 2nd place. In 1993, it became the rural bank in the entire country with the largest branch network strategically located in different areas of Luzon, five of which are in Metro Manila, particularly in San Juan, Pasig City, Marikina City, Muntinlupa City and Valenzuela City. At present, it is the undisputed biggest rural bank in terms of the number of branches in Luzon.

It has ten branches in Tarlac province and has been visible in the commercial districts of Baguio City, Olongapo City, Angeles City, San Fernando City, Dau, Mabalacat and Magalang in Pampanga, Bacoor and Imus in Cavite, Tagaytay City, Urdaneta City, Dagupan City, San Fernando City, La Union, Cabanatuan City, San Mateo, Rizal and Antipolo City,

Organized in 1953 by a group of bankers, the bank survived various financial and economic crises during the 70’s and 80’s unlike other commercial, thrift and rural banks which were engulfed and overwhelmed by the series of economic crises and upheavals. In 1988, providence smiled upon the Bank as its new owners infused fresh capital in the bank and refurbished its image by a number of adroit and brilliant business strategies, which included a re-organization of management and sustainable branch expansion. The bank’s vision is to show that Rural Banks need not mean something small and vulnerable but rather something promising and realizable. It steadfastly pursues its mission to help the ordinary Filipino fulfill his dreams.

The bank is presently chaired by businessman Jesus Cano Chua. The other officers of the bank are Andres Cano Chua, a seasoned banker as Vice Chairman and Josefina R. Go as Corporate Secretary.

In adherence to BSP’s call for more transparency and good corporate governance, the bank recently elected three new independent directors: Mr. Felixberto Bustos Jr., Atty. Joaquin Venus Jr., and Judge Oscar Inocentes. Ms. Gilda Pico, currently the Executive Vice President for Operations of Land Bank of the Philippines also sits as the LBP’s representative to the board. The day-to-day operations and activities of the Bank are administered and handled by the able stewardship of Jobel G. Chua, a Masters of Business graduate of the prestigious Asian Institute of Management.

In line with transparency, the bank has also engaged the professional services of Punongbayan & Araullo, formerly a member firm of Ernst & Young Global, one of the big auditing firms in the country as its external auditor firm.

For almost 50 years, Banco San Juan has offered what clients want – convenient, innovative financial services, delivered by understanding and knowledgeable professionals. Investments in people, technology and training are broadening the foundation for new delivery channels and financial product offerings, allowing the bank to gain competitive advantage in the marketplace and provide superior customer service.

Product innovations have been on top of the bank’s many priorities. Banco San Juan and Bancnet Inc., representing the largest ATM consortium of several top and reputable banks in the country, recently inked the Memorandum of Agreement that paved the entry of Banco San Juan to the consortium’s membership. This is record breaking as Banco San Juan is the first rural bank to be accepted by the Bancnet consortium. By next year, the bank expects to offer the convenience of ATM services to its clients.

The Power of Rural Banking which was BSJ’s corporate tag line last year amply describes what the bank strives to offer to its clients. With the Bank’s new tagline, KIDLAT SERBISYO, KAIBIGANG TOTOO, Banco San Juan shall anchor on fast and friendly services in carrying out its mission.

The bank has since employed into its fold more than 300 employees that will take care of quality banking service to a wide array of clients. As the countdown to its golden era begins, BSJ promises a more dynamic banking service that will have lasting impact in the lives of every ordinary Filipino.